CheckifyInvestment & Equity Calculator
Two inputs. Full investment model.

What could your investment unlock?

Choose the amount you would invest and the percentage of Checkify you would purchase. Those two inputs determine the implied valuation today and your ownership economics, while the investment amount drives use of funds, 12-month customer targets, revenue, issuer growth, international expansion and the illustrative next-round valuation.

Investment amount
£250k
£100k£20M
Enter amount
Equity purchased
10.0%
1%40%
Enter percentage
Implied pre-money valuation
£2.25M
Based on investment and equity purchased
Implied post-money valuation
£2.50M
Investment ÷ ownership
Price paid per 1%
£25k
Investment ÷ percentage purchased
Illustrative investor stake at next round
£0
Ownership today
0%
Selected equity purchased
12-month customer target
0
Automatically derived
Target ARR
£0
Subscription-led
Illustrative next-round value
£0
Derived from traction

How the investment would be deployed

The mix changes automatically with round size. Compliance is front-loaded and capped; larger rounds increasingly fund sales, product, issuer expansion and operating scale.

Model logic: At £250k the plan remains approximately £75k compliance, £35k product, £100k sales, £20k issuer development, £15k operations and £5k contingency. As investment rises, compliance becomes a smaller percentage because certification spend does not scale linearly with company size.

Expected 12-month operating impact

Customer and network targets scale primarily from sales capacity, while product, compliance and issuer investment determine how effectively that sales capacity can convert into commercial traction.

Paying businesses
0
Across all plans
Enterprise customers
0
Higher-value contracts
Developer integrations
0
API, SDK & plugins
Issuer relationships
0
Trusted data sources
Monthly issuer transactions
0
Issuer-backed requests
Markets live / launching
0
UK
Investment
£0
Sales deployment
£0
Paying businesses
0
Target ARR
£0
Next-round value
£0

Customer and revenue model

The customer mix is generated automatically from the investment amount. The model assumes Checkify continues to sell Starter, Growth, Scale and higher-value Enterprise contracts while issuer marketplace activity grows alongside the network.

Revenue sourceCustomers / volumeMonthly revenueAnnualised revenue
Starter · £29.99/mo0£0£0
Growth · £79.99/mo0£0£0
Scale · £199/mo0£0£0
Enterprise · avg £2,000/mo0£0£0
Overage revenue£0£0
Issuer marketplace0 tx/mo£0£0
Total0 businesses£0£0

How the next-round value is derived

There are no separate valuation sliders in this version. The investment amount determines the operating plan, while the equity purchased determines the implied valuation today. The model then derives a venture ARR multiple from commercial traction and de-risking and compares that with a financing-term valuation floor.

ARR benchmark
£0
12-month target ARR
Derived venture multiple
Traction + readiness driven
ARR-implied value
£0
ARR × derived multiple
Illustrative next-round pre-money
£0
Higher of benchmark and valuation floor
Next raise assumption
£0
Capital for 10% at next round
Ownership after next round
0%
Assumes 10% next-round dilution
Paper value after next round
£0
Illustrative, not realised return
Paper multiple
Value ÷ original investment
Important: Investment and equity are mathematically linked to valuation today. £250k for 10% implies a £2.25M pre-money valuation; £250k for 5% implies a £4.75M pre-money valuation. This is a scenario-planning model, not a forecast or promise of valuation. Increasing capital only creates value if Checkify converts that capital into the customer, revenue, issuer, compliance and distribution outcomes shown above.